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Mortgage License & Mortgage Licensing – How To Apply

The NMLS Federal Registry was created at the direction of federal banking regulators to fulfill the registration requirement of federally chartered or insured institutions and their mortgage loan originators in compliance with the Consumer Financial Protection Bureau's rules and the Secure and Fair Enforcement for Mortgage Licensing Act ("SAFE Act").

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Get Mortgage Licenses

We can get you into business faster! Expert guidance through state licensing requirements and NMLS registration.

Be Compliant: State Law & SEC

Are you violating licensing laws of mortgage licenses? Ensure compliance with state and federal regulations.

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Appraisal Management Company Licenses

Starting an Appraisal Management Company? We can get you licensed and into business faster and better!

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Be Trained

Frustrated? Watch our training videos for relief and expert guidance on mortgage licensing requirements.

Getting Your Mortgage License as a Broker

Applying for a mortgage broker license requires careful attention to state and federal requirements. Our expertise ensures your application meets all NMLS standards and state-specific regulations.

Is Your Mortgage Broker License Compliant?

Compliance with the National Mortgage Licensing System is critical. We help ensure your mortgage broker license meets all federal and state requirements, avoiding costly delays and violations.

Tips When Applying for Your Mortgage License

  • 1. Ensure all documentation is complete and accurate before submission
  • 2. Review state-specific requirements in addition to federal NMLS standards
  • 3. Maintain proper financial statements and net worth documentation
  • 4. Complete all required pre-licensing education and testing
  • 5. Work with experienced legal counsel to avoid common pitfalls

Expert Mortgage Licensing Attorney

Herb Thomas is recognized as the foremost attorney on mortgage licenses in the United States. With decades of experience navigating state and federal licensing requirements, we help mortgage professionals get licensed faster and stay compliant.

Comprehensive Licensing Resources

Access our complete suite of licensing matrices, compliance tools, and expert guidance

Lender Licensing

  • • Lender Matrix
  • • Qualified Individual Requirements
  • • Estimated Timelines

Broker Licensing

  • • Broker Matrix
  • • Qualified Individual Requirements
  • • Estimated Timelines

Servicer Licensing

  • • Servicer Matrix
  • • Compliance Requirements
  • • Estimated Timelines

Financial Requirements

  • • Financial Statement Requirements
  • • Net Worth Calculations
  • • Bonding Requirements

Compliance Tools

  • • State Law Compliance
  • • SEC Compliance
  • • NMLS Registration

Training & Support

  • • YouTube Training Videos
  • • Licensing News Updates
  • • Expert Consultation

Need Mortgage Licenses or Exemptions?

Get expert legal guidance from the foremost attorney on mortgage licenses in the US. Schedule your consultation today.

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