Compliance Solutions

Servicer Matrix

Your 4 Key Out-of-Pocket Fees

Understanding the costs associated with mortgage servicer licensing is critical for your business planning. Below is a detailed breakdown of the four primary out-of-pocket expenses you'll encounter when obtaining a mortgage servicer license.

Thomas Law Firm Processing Fees

Professional legal and filing services

Starting at $100-$500

NMLS Application Fees

State application and registration fees

Varies by State

Secretary of State Certificates of Authority

State registration and authorization

Varies by State

Surety Bond Annual Premiums

Required bonding for most states

Varies by State

Important: Total costs vary significantly by state. Some states require no license (expedited option), while others require substantial bonding and net worth requirements.

Thomas Law Firm Mortgage Servicer Matrix of Costs

Below is the complete Thomas Law Firm Mortgage Servicer Matrix showing all four out-of-pocket fees for your mortgage licensing project: (1) Thomas Law Firm processing fee, (2) State Application filing fees, (3) Secretary of State Registrations, and (4) Surety Bond annual premiums.

Matrix Table

No data available

Note: This matrix represents a sample of states. Complete pricing information for all states available upon request. Contact us to start your licensing project.

Column Definitions:

  • Thomas Law Processing Fee: Our professional services for application preparation and filing
  • Application Fees to States: Direct fees paid to state regulators
  • Sec of State Certificates of Auth.: State registration and authorization costs
  • Surety Bond Annual Premiums: Annual bonding costs required by most states
  • Net Worth/Credit Line Required: Minimum financial requirements

Start Your Licensing Project Today

Consult with Herb Thomas, the foremost attorney on mortgage licenses in the US.